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Earn $300 and a $50 Skip Gift Card with the Simplii Financial™ No Fee Chequing Account

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If you’ve been thinking about switching to a bank that values simplicity, savings, and rewards, Simplii Financial™ has made the decision easier than ever. With their latest No Fee Chequing Account welcome offer, new clients can earn $300 in cash and receive a $50 Skip gift card just for setting up a few direct deposits.

No hidden fees, no minimum balance, and no catch — just straightforward banking that works for your lifestyle. Here’s everything you need to know to take advantage of this generous promotion before it ends on October 31, 2025.


The Simplii Advantage: Banking That’s Actually Simple

Simplii Financial has built its reputation around one key promise — banking made simple. The No Fee Chequing Account delivers on that with:

  • No monthly fees — keep your money where it belongs.

  • Unlimited debit transactions and bill payments — say goodbye to transaction limits.

  • Free Interac e-Transfers® — send money to anyone, anytime, without worrying about extra costs.

  • No minimum balance — whether you have $50 or $5,000, your account remains free.

  • Global access — shop online or in person wherever Debit Mastercard® is accepted.

It’s a modern banking solution for Canadians who want the flexibility to manage their money online or through the Simplii app, with award-winning service and competitive offers that reward loyalty and simplicity.


What You Can Earn: $300 + a $50 Skip Gift Card

As part of the Simplii Financial Welcome Offer, eligible new clients can earn $300 in cash directly deposited to their new account — plus an additional $50 Skip gift card for food delivery. That’s a total of $350 in value for doing what most people already do with their chequing accounts — setting up direct deposits.


How to Qualify in Three Simple Steps

  1. Open a new Simplii Financial No Fee Chequing Account
    Apply online by October 31, 2025 as the primary account holder. This must be your first Simplii Financial account opened after June 18, 2024.

  2. Set up direct deposits of $100 or more
    Within 120 days of opening your account, arrange eligible recurring direct deposits — such as payroll, pension, or government benefits — totaling at least $100 per month for three consecutive months.

  3. Receive your rewards
    Once you meet the requirements, you’ll receive your $300 cash reward directly in your Simplii account within three business days. Your $50 Skip gift card will be emailed by the end of the month following the final qualifying deposit.

That’s it. No forms to mail, no promo codes to remember.


Who’s Eligible?

To qualify for the offer, you must:

  • Be a Canadian resident who’s reached the age of majority in your province or territory.

  • Not have held a Simplii Financial product as a primary account holder before the offer period.

This offer is open to individuals only (not joint or business accounts). If you’ve been curious about trying online banking or switching from a traditional bank, this is the perfect time to do it.


What Counts as an Eligible Direct Deposit?

Simplii accepts most automated and recurring deposits, including:

  • Payroll deposits — salary, commission, or bonuses from your employer.

  • Pension payments — from federal, provincial, or private plans.

  • Government benefits — like Employment Insurance (EI), Canada Pension Plan (CPP), or Old Age Security (OAS).

  • Social assistance — such as disability or income support payments.

Note: Transfers between your own accounts or Interac e-Transfers do not count as eligible deposits.


Setting Up Your Direct Deposit

Simplii makes it easy to switch your direct deposit in just minutes. You can:

  1. Download a pre-filled direct deposit form from the Simplii online banking portal (under “More Services”).

  2. Provide a void cheque from your new account to your employer or benefits provider.

  3. Share your account details directly (including branch, transit, and account number), available through the Simplii app.

Once your deposits start flowing in, you’ll be on your way to unlocking your $300 bonus and $50 Skip reward.


Why Canadians Love Simplii Financial

Simplii Financial has consistently been recognized for its innovation and customer satisfaction. Awards include:

  • Best Chequing Account 2023 and 2025

  • Forbes 2024 World’s Best Bank

Customer feedback speaks for itself — with an average Google review score of 4.8 stars, clients praise Simplii for fast support, reliable digital banking, and genuine value.

One happy customer wrote:

“I’ve been with Simplii Financial for years and continue to be very pleased with their customer service in all aspects.”


More Ways to Save and Earn

Simplii Financial doesn’t stop with a great chequing account. Once you join, you’ll have access to other powerful offers designed to help your money grow faster:

  • Earn up to 8% cash back in your first three months with the Simplii Cash Back Visa Card*, on eligible restaurant, bar, and coffee shop purchases.

  • Grow your savings with the Simplii High Interest Savings Account, offering 4.50% interest for 5 months on deposits up to $200,000 (offer ends January 31, 2026).

It’s a full suite of financial tools — from spending to saving — designed to fit your lifestyle.


When You’ll Receive Your Rewards

If you complete your three qualifying direct deposits within 120 days of opening your account, you’ll receive:

  • $300 cash bonus — within 3 business days after the third deposit.

  • $50 Skip gift card — by the end of the following month, delivered directly to your registered email.

Be sure to keep your account active and in good standing until your rewards are received.


Why Switch Now

Between the cash bonus, food gift card, and no-fee daily banking, this offer is one of the most rewarding chequing promotions currently available in Canada. Simplii Financial continues to prove that you don’t need to sacrifice service or convenience to enjoy real savings.

If you’re ready to simplify your banking and start earning rewards, there’s no better time than now.

Open your Simplii Financial No Fee Chequing Account today and enjoy $300 cash, a $50 Skip gift card, and the freedom of no-fee everyday banking.

Offer ends October 31, 2025.

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Posted October 12, 2025

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