For entrepreneurs and business owners, every dollar counts — especially when building liquidity and planning for future growth. That’s why TD Canada Trust is rewarding businesses that save strategically. Through its TD Business Savings Account Offer, eligible business clients can earn up to $1,000 in cash by simply opening a new savings account and maintaining qualifying balances.
This limited-time offer, available from October 6, 2025 to March 6, 2026, provides a straightforward way to make your money work harder — while earning competitive interest and enjoying zero monthly fees.
A Reward for Smart Business Saving
The TD Business Savings Account Offer is designed to help businesses of all sizes — from startups to established enterprises — strengthen their financial foundation while earning cash bonuses.
Here’s how it works:
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Open a new TD Business Savings Account between October 6, 2025, and March 6, 2026.
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Deposit or transfer a minimum of $10,000 or more into the new account within 30 days of opening it. The funds must come from another financial institution.
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Maintain the qualifying balance in the new TD Business Savings Account for 120 days.
That’s it. Once you meet the above requirements and keep your account open and in good standing, TD will deposit your cash bonus directly into your account.
How Much Can You Earn?
The amount of your cash reward depends on your Qualifying Balance — the amount you deposit and maintain for at least 120 days. The more you save, the more you earn.
| Qualifying Balance | Cash Offer |
|---|---|
| $10,000 – $24,999.99 | $200 |
| $25,000 – $49,999.99 | $500 |
| $50,000 – $99,999.99 | $800 |
| $100,000 or more | $1,000 |
This structure means you can earn anywhere from $200 to $1,000 just by transferring funds you already hold elsewhere — and leaving them to grow for four months.
When combined with TD’s tiered, competitive interest rates, your business savings can generate even more value over time.
A Perfect Partner to Your Business Chequing Account
The TD Business Savings Account complements your TD Business Chequing Account, offering flexibility, security, and smart money management — all in one place.
Here are some key benefits:
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$0 Monthly Plan Fee: There’s no cost to maintain your Business Savings Account.
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Unlimited Transfers: Move money between your TD business accounts as often as needed — at no extra charge.
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Tiered Interest Rates: Earn more as your balance grows. The higher your savings, the higher the rate.
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Easy Access: Manage your account anytime through TD Online Banking or the TD app.
Whether you’re setting aside funds for taxes, future investments, or simply building a cash reserve, this account offers an effortless way to make your idle funds work harder for your business.
Why Saving Strategically Matters for Business Owners
Running a business means balancing short-term expenses with long-term growth. While many entrepreneurs focus on reinvestment, maintaining a strong savings buffer can be a lifeline — especially in volatile markets.
A dedicated business savings account helps you:
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Build financial resilience for unexpected costs.
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Plan future expansions or equipment purchases.
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Take advantage of investment opportunities when they arise.
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Earn interest and rewards while maintaining liquidity.
With the TD Business Savings Account, you get all that — plus the opportunity to earn a significant cash bonus just for being disciplined with your finances.
Frequently Asked Questions
1. When will I get my cash offer?
Once you meet the eligibility criteria and maintain your qualifying balance for 120 days, TD will deposit your cash reward directly into your TD Business Savings Account.
2. Can I get the cash offer by opening a TD Business Savings Account only?
To qualify, you must open a new eligible account during the offer period and meet all deposit and balance requirements.
3. I already have a TD Business Savings Account. Am I eligible?
No, this offer applies only to new accounts opened during the promotional period.
4. Is there a minimum deposit to qualify?
Yes. A minimum of $10,000 must be deposited or transferred from another financial institution within 30 days of account opening and maintained for 120 days.
5. Do I need a TD Business Chequing Account?
While it’s not mandatory, pairing a TD Business Chequing Account with your Business Savings Account allows seamless transfers and better money management.
Helping Canadian Businesses Thrive
For TD, this offer isn’t just about rewarding deposits — it’s about empowering business owners to grow with confidence. Whether you’re an independent contractor, small business owner, or established corporation, TD provides a full suite of tools and expert advice to help you succeed.
Explore TD’s business banking solutions, including:
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Small Business Accounts: Choose an account that fits your transaction volume and growth goals.
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Credit Solutions: Access financing options for everyday expenses, equipment, or expansion.
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Business Credit Cards: Earn cash back, travel rewards, or benefit from low interest rates.
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Merchant Services: Simplify payments and streamline cash flow.
With dedicated advisors available both in-branch and online, TD supports entrepreneurs at every stage — from start-up to scale-up.
Real Growth, Real Rewards
The TD Business Savings Account Offer comes at a time when Canadian businesses are refocusing on sustainability and financial security. By combining no-fee saving, tiered interest, and a cash bonus of up to $1,000, this promotion represents a rare opportunity to get rewarded for good financial habits.
Imagine turning your existing savings into an instant $1,000 cash reward — all while earning interest and keeping your money accessible.
As one small business owner put it, “It’s like getting paid to save — and that’s something every entrepreneur can appreciate.”
How to Get Started
Getting started is simple:
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Book an appointment with a TD Small Business Advisor — online, by phone, or in person.
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Open your new TD Business Savings Account during the offer period.
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Deposit at least $10,000 from another institution within 30 days.
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Maintain your balance for 120 days.
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Watch your reward and interest grow.
Don’t miss your chance — this limited-time offer ends March 6, 2026.
Build a Stronger Future for Your Business
At TD, helping businesses thrive isn’t just about providing accounts — it’s about offering practical solutions that reward smart financial decisions.
With the TD Business Savings Account Offer, you’re not just saving money — you’re setting your business up for sustainable growth, flexibility, and opportunity.
Earn up to $1,000 in cash. Grow your savings. Strengthen your future.
Book an appointment or visit td.com/business-savings to open your account today.